Split rate home loans, mean splitting your mortgage into different accounts, that attract a different type of interest rate.

Split rate loans enable you to hedge your bets, against interest rate fluctuations, as well as providing a sense of security and flexibility.

If your loan has a split facility, you can usually choose any amount of your loan, to be either a variable or fixed interest rate ie 60/40, 20/80 etc.

Some banks will even let you split the mortgage up to 4 times.

Also, the portion of the loan subject to variable rates, can also have an offset account attached to it.

Look for low or no set up fees and make sure there are no penalties, for making additional repayments.

Most lenders do offer split loan facilities on investment loans and you need to consider if splitting the loan, will put your investment property, in either positive or negative gearing.

Take charge of your dreams.

 No matter what is going on in your life right now our finance partner is here to help you.

 They can help you create a financially balanced plan, with a focus on best practice, so that you can be the architect of your own dream- not the slave in someone else’s.

Contact  propertyloans@realrenta.com now!