Landlords should consider insurance policies that protect their investment property in the case of home emergencies.

Home emergency insurance will help mitigate the risk of unqualified tradies, faulty repairs, outrageously high bills and unhappy tenants.

Here are the 10 most common home emergencies :

• Blackouts and Power Failures

• Gas leaks

• Blocked toilets, pipes and drains

• Burst taps, showerheads and pipes

• Broken hot water systems

• Getting locked out of the house

• Broken windows and glass

• Damaged heating or air conditioning systems

• Jammed doors and windows

• Damaged locks

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